How to save money without even realizing that you are saving


Saving of money can be quite challenging and very difficult especially if you are the type of person who loves spending.

Some people are so much addicted to spending to the extent that they turn to overspend leaving them in a "broke" state. If you are one of such individuals, you should realise by now that you are sick and you need help.

Even though saving can be quite challenging, there are simple and interesting ways you can save your money without even realizing or knowing that you are saving.

Here are some simple tricks that can help you save money with no stress:

1. Save currency coins instead of the notes at home.
Well saving at home can be really difficult especially when it involves the currency notes. Most people, when it comes to money, do not pay much attention to coins because ideologically, coins are seen to be less valuable as compared to the notes.
 You would not feel like spending a coin you are saving because you think it is less valuable.

What you should do is: anytime you buy or pay for services and the change given to you is a coin, take it and when you get to your house drop it in your saving box.
As the saying goes, "Little drops of water make a mighty Ocean".


2. Save weekly
We humans turn to get bored easily whenever we do involve ourselves in  certain activities continuously. I bet  you, if you are told to do what you love doing each and every day, you would not love it like how you used to love it anymore because it may become too much and boring.  There is this old wise saying which says that, "Too much of everything is bad". It is true!

This is what you should do: try to save once in every week. Make sure the amount you save in a week is four or five times the one you would have been saving in a day.

3. Cut your coat according to your cloth.
Do not spend more than you earn.
Let us take an example; you are maybe earning an amount of $1,000 as your monthly salary, you saw a flat screen TV that costs about $2,500 that you feel like buying. Do not borrow to buy such a TV; save money bit by bit for about four or five months before you buy or simply buy a cheaper one whose price would be around $1,000 or $1,500.

All what I am trying to say is, do not spend like a rich man if you just an average person.

4. Know your needs and wants
This is literally directed to the youth. Most of them do not know the difference between what they need and what they want.
Your needs are things that you must have and your wants are things that  you desire. Just know the difference.
Do not spend money on clothing if you do not have food.

Spend much of your money on your needs, less on your wants and I bet you, there will be enough money to save.

5. Open a savings account
Is there any bank you really trust in  your country? If yes, simply go to them with a valid ID and any requirement needed to open a bank account.
Now open your savings account and make sure to deposit an encouraging amount into it at least twice every year.

6. Save in groups.
There are some people who finds it quite hard to save alone due to boredom and lack of motivation. Well, if you are one of such people, there is a good news for you; you can join a saving group or look for someone you trust and save with him or her.

Make sure you truly trust the people or person you would want to save money together with.
And equal amount of money from the saving group members or saving partner should be saved everyday or at least once a week.

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